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Lock in your rate
Enter your amount in the SendEGP calculator. You will instantly see the exact EGP amount guaranteed to arrive, with no hidden wire fees or intermediary charges.
SendEGP × InstaPay
Instant bank transfers to Egypt via InstaPay.
Why wait for banking hours? Send money directly to your family's Egyptian bank account 24/7, 365 days a year. Your funds bypass traditional SWIFT delays and arrive in seconds.
Send to InstaPay nowHow it works
Send money to an InstaPay account in three simple steps.
Sending to an Egyptian bank account used to take days. Now, it takes seconds.
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Enter the IPA or phone number
You do not need complicated IBANs or SWIFT codes. Simply enter the recipient's Instant Payment Address, such as name@instapay, or their linked mobile number.
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Deliver instantly, 24/7
Pay securely from abroad. Our local network routes the EGP directly into their bank account through the Central Bank of Egypt's InstaPay network.
Know the limits
Official 2026 InstaPay transfer limits.
To ensure a smooth transfer, please verify your recipient has not exceeded the Central Bank of Egypt limits for receiving funds through InstaPay.
70,000 EGP
Per transaction
120,000 EGP
Daily limit
400,000 EGP
Monthly limit
Need to send more than 70,000 EGP? Split the transfer into multiple SendEGP transactions within the 120,000 EGP daily cap.
The advantage
A better alternative to the traditional SWIFT wire.
Weekend & holiday clearing
Traditional SWIFT wires pause on weekends and Egyptian national holidays. InstaPay operates 24/7.
No IBAN errors
A simple user@instapay address eliminates the routing errors and penalty fees that can come with long IBANs.
Guaranteed payouts
The EGP amount you see at checkout is the exact amount deposited into your recipient's bank account.
Questions, answered
Frequently asked questions.
Do I need an InstaPay account to send the money?
No. As the sender, you only need your SendEGP account and your local debit or credit card. Only the recipient in Egypt needs an active InstaPay account.
Which Egyptian banks are supported?
InstaPay covers the major banks in Egypt, including the National Bank of Egypt (NBE), Banque Misr, CIB, QNB Alahli, HSBC Egypt, and AlexBank. If they have an Egyptian bank account, you can send to it via InstaPay.
Can I send money using just their mobile number?
Yes. As long as the recipient's mobile number is registered with their bank and linked to the InstaPay app, you can use it to route funds directly to their primary bank account.